Table of Contents


Summary
Jennifer Andersen – CEO, GMAC

What can Europe learn from the US? Andrew South – Standard and Poors


THE UK

The UK housing market - Prof David Miles – Morgan Stanley

Defining UK non-conforming - Ron Thomson - RBS

Size and growth outlook for UK non-conforming - Gregg Kohansky - Fitch

Identifying risky pools

Buy-to-let - identifying UK relative value

Profile of UK infrastructure: - Michael Bolton - Edeus Mortgage Creators

The role of servicers - Edward Register, Fitch

Sellside information system providers - David Fiske – Lewtan Technologies

Origination information systems - Michael Clapper - Enterprise EDGE

Distribution networks - defining opportunities and pitfalls - Michael Bolton - Edeus Mortgage creators

The role of packagers - Paul Robinson - Solent Mortgage Services

Business models- Mike Culhane - Oakwood
                                   Derek Lloyd & Alex Hammond – Kensington Mortgages

Whole loan market  - Rizwan Hussain - ABN AMRO

SPAIN

Market size - Pablo Beldarrain Santos & Javier Martinez de Olcoz Cerdan, Morgan Stanley

How big is the Spanish non-prime sector - Ferdinand Veeman - GMAC RFC

Spain: Identification of riskier pools - Ganesh Rajendra – Deutsche Bank

Which RMBS and SME deals are likely to be the riskiest?
Ganesh Rajendra – Deutsche Bank

Spanish servicers, distribution, credit scoring, the players - Ferdinand Veeman GMAC RFC

ITALY
Massimo Ruggeri – Deutsche Bank

FRANCE
Cristophe Lammer - Bear Stearns

NETHERLANDS
Rob - Sparck Hypothekan

GERMANY
Markus Schraber - Deutsche Bank
Udo van der Linden and Klaas van der Velde - ABN AMRO

IRELAND
Deirdre Berry - Start Mortgages